Bilt 3.0 Already??

Michael 11/1/26 Michael 11/1/26

Bilt 3.0 Already??

More big changes for a complicated LazyPoints favorite

Michael 10/28/26 Michael 10/28/26

Two-Card Setups for Lazy Points

Five ways to build a strong wallet with just two cards

Michael 10/25/26 Michael 10/25/26

Here Again: 100k on the Atmos Summit

And why I love the Summit’s status benefits

Michael 10/21/26 Michael 10/21/26

Should You Transfer Points Before You Need Them?

When speculative point transfers are actually worth the risk

Michael 10/18/26 Michael 10/18/26

Don’t Forget About This When Applying For a Card

Check out the family tree

Michael 10/14/26 Michael 10/14/26

Use Your Rent to Earn Elite Benefits on Delta

Bilt can help you turn rent payments into Flying Blue elite status

Michael 10/11/26 Michael 10/11/26

My First Un-Lazy Award Flight

Was nerding out worth it?

Michael 10/7/26 Michael 10/7/26

Two Kinds of Lazy Points

Some points programs offer easy fixed value, others have great transfers; few have both

Michael 10/4/26 Michael 10/4/26

The Best Loyalty Program Is Getting Better… For Now

Plus a big Bilt devaluation, new IHG cards, and more

Michael 9/30/26 Michael 9/30/26

Japan Points Update: Fall 2026

New ways to get JAL points and more

Michael 9/27/26 Michael 9/27/26

Big New Transfer Partnerships—And Bonuses

Japan Airlines and… Amtrak? 🚂

Michael 9/23/26 Michael 9/23/26

How to Earn Triple Points on the Bilt Palladium

Three ways to turn a 2x card into a 3x+ everyday card

Michael 9/20/26 Michael 9/20/26

Earn and Save More on Your Next Takeout Order

How I stack rewards on Grubhub orders

Michael 9/16/26 Michael 9/16/26

Updated: Best Cards

Biggest moves for the Chase Sapphire Preferred

Michael 9/13/26 Michael 9/13/26

Air Canada’s Refreshed Credit Card Is Fascinating

But probably not worthwhile for most

Michael 9/9/26 Michael 9/9/26

These Airline Cards Don’t Require Loyalty

A few co-branded cards are excellent all-around travel cards

Michael 9/6/26 Michael 9/6/26

Is It Time to Pay Attention to Rove?

The shopping and travel portal has some valuable partners… if you can earn enough miles to use them

Michael 9/2/26 Michael 9/2/26

How to Use Bilt Cash at Walgreens

The gift card is surprisingly easy to use

Michael 8/30/26 Michael 8/30/26

Only a Few Rent Days Left: Is It Time to Spend Your Bilt Cash?

Bilt’s September Rent Day is fine. Can we do better?

Michael 8/26/26 Michael 8/26/26

One Year With the Atmos Summit: Still My Favorite Card

The good, the bad, and the companion discount