About Us

How we became lazy point nerds

For years, my wife and I mostly thoughtlessly used whatever cards we had in our wallets. I got a travel card for the first time after traveling to Europe for the first time and facing foreign transaction fees for the first time. 

Once I got home, I signed up for an American Express Gold Card, mostly because we were living in downtown D.C. and ordering too much takeout. The $240 in dining credits (back then) easily offset the annual fee, and with a 60k point sign-up bonus and quadruple points on dining, before long I had 100,000 points. I didn’t have a plan to use them, though. Since college, I’d only redeemed Amex points 1,000 at a time for $10 gift cards — which clearly wasn’t going to cut it anymore.

Once we moved to the suburbs, those credits weren’t as easy to use, and I started shopping around for a new card.  Amex offered me a retention offer to keep the card, but the damage—or research—had been done. One day I presented my findings to my wife and asked: 

“Am I crazy to want all these cards, or was I crazy to not have them yet?”  

She leaned “crazy,” but a few months later we were getting hundreds of dollars in free travel: paying rent with our Bilt card, eating in airport lounges with the Venture X, and using our IHG card for four free hotel nights on a ski trip.

In the meantime, I started pestering her with near-daily updates on new ways to earn extra rewards—without too much effort. Shopping portals. Dining programs. Airline partnerships. Eventually she told me to channel it.

Thus: LazyPoints. 

A site dedicated to that transition — from simply having a credit card to actually using it to maximize rewards. We’re still fundamentally frugal and lazy here, so you won’t find complicated luxury “sweet spot” strategies. Plenty of other sites do that brilliantly, and we’re happy to point you their way.

Here, it’s all about easy, realistic ways to travel further, better, and cheaper. And lots of sloths. 🦥

If that sounds like your kind of thing, you can subscribe to LazyPoints Weekly, our Sunday morning roundup of the week’s best points and card news, curated for maximum laziness.