June 2025 Rent Day: 50%+ Accor Bonus

I’m on vacation this week, so we’re keeping it simple and focusing on the big deal of the week from Bilt.

Story of the week: Rent Day!

Tomorrow is Rent Day for Bilt members, and this month’s headline benefit is an interesting one: a minimum 50% bonus on point transfers to Accor Live Limitless (ALL), with a 200% bonus for Bilt Gold and Platinum status members. In addition, the usual perks are here, with double points (up to 1,000) on non-rent Bilt card spending, the Rent Free in-app game show, plus exclusive experiences like dining events, comedy shows, and fitness classes.

Transfer Bonus Spotlight: Accor Live Limitless

But about that Accor bonus—is it a good use of your Bilt points?

The cash value is solid

Bilt points are worth at least 1.25¢ each when redeemed through Bilt’s travel portal, and you can get more value by transferring to partners (Hyatt points are usually worth at least 2¢ each).

Accor is already a solid transfer option. Bilt points normally transfer to ALL at a 3:2 ratio, and 2,000 ALL points have a fixed value of 40€ towards a stay (about $45). That means over 1.4¢ per point in value, guaranteed.

With the 50% bonus, points transfer at a 1:1 ratio—2,000 Bilt points get you 40€ in value, or about 2.2¢ per point.

And with the 200% bonus? You would only need 1,000 Bilt points for a 40€ discount, meaning 4.4¢ per point in value—outstanding value by any measure.

Upside is limited

While all those redemption rates are undeniably solid, they’re not as great as they may appear at first glance, for two main reasons.

First, the true value of those points will likely be lower. If you were going to stay at an ALL property anyway, then that’s pure value. But if you stay at an ALL hotel just to use your points, you may end up overpaying compared to the hotel you’d normally book. If you pay $120 to stay in an Accor hotel and use 2,000 Accor points to bring the cost down to $75, you’re only getting $25 in real value if you otherwise would have stayed in a Hilton for $100. And the value could drop even further if you’re missing out on elite perks or earnings from a hotel you usually stay with.

Second, fixed value means fixed value. You can’t snag a $700 hotel room for 30,000 points like you might with Hyatt (another Bilt partner!). With Accor, you get a high floor—but also a relatively low ceiling.

Redemptions can be hard to find

With over 5,500 hotels across the world, Accor has a large enough footprint that it’s realistic to find one in your travels. But its presence in the US is somewhat limited (when is the last time you stayed in, or even saw, a Fairmont, Sofitel, or Ennismore?).

Because Accor points expire after a year if not redeemed, you might risk losing these points completely if you can’t find an Accor to stay in within the next 12 months. And forcing yourself to go out of your way to stay in a certain hotel brand during a stay is not a recipe for travel-hacking success, especially if you only travel internationally once or twice a year.

Lazy take

If you snagged Accor Elite status from January’s Rent Day, this might be a great opportunity to boost your points balance to take advantage of that status and use those points. Personally, I will do exactly that—a few thousand points will get me 2-4 free days on my next international trip.

But if you’re not already in the ALL system, I would pass on this one. Locking up points is a dangerous game, especially when you could lose them or get forced into a bad redemption.

Even if you’re not taking advantage of this bonus, it’s opportunities like this that make the Bilt Mastercard my personal favorite card on the market.

Enjoy the weekend! 🦥

—LazyPoints

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